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There has been a bunch of web ink spilt on a recent article by John Cochrane (both pro and anti, we do discuss a little here) – I plan to spill a little bit more, but on a slightly different issue. In the article he suggests that current people won’t loan to individuals but they […]
The Dominion post had a good set of articles on Thursday illustrating that there are winners and losers from interest rate cuts. I’m not sure how happy I would be able having a picture of myself in the paper with the title LOSER on top of it – but haven’t got all that much in […]
Colin Espiner is back from his Christmas break and he is surprised to see how panic stricken New Zealander’s are. It was the same for me when I came back from the US in mid-November – sheer panic had seemingly overtaken people view of what a recession was. Lets keep in mind that people currently […]
Yes we have borrowed a lot to buy houses – but if people in New Zealand have been borrowing to buy houses off each other, why does that increase our net international debt position? Someone must have been paid a good sum for their properties – what has happened to them? This fact makes me […]
At the Freakonomics blog Steve Levitt mentions how high credit card fees are for retailers. Now as consumers when we make our purchases we only make a decision on whether to use a credit card or cash/eftpos based on the relative cost to us and the whether the option of different types of payment are […]